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First Time Homebuyers: Gaithersburg and Montgomery County Maryland home buying, real estate listings, and homes for sale in Montgomery County, MD

Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? REALTORSŽ Are Your Professional Guides. Make Sure You Choose Top Experts.

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Gaithersburg and Montgomery County real estate experts, it's our job to guide you, from beginning to end.

We will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached.

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly...

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Pricing >Listing and Selling Price

When calculating what you can afford in a house, don't just look at the list price. The amount you pay for a house is important when you consider your ability to re-sell the house. Today's mortgage options are increasing the possibilities for home buyers, so you should also take a close look at what it will cost you to live in the house.

Your monthly housing cost is the second figure to consider, and that cost is largely determined by current interest rates. Today's real estate market is very price-driven. Homes which are in the best condition and have the most attractive price tags are the ones that sell.

Diverse financing options and competition among lenders are giving many buyers the opportunity to buy a more expensive house or condo than they thought they could afford--and sooner. There are many creative ways to get into a home with a relatively small amount of money. Ask your real estate agent to help you look at today's numbers--you may be pleasantly surprised.

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Q	What are the three most common environmental toxins for which homes are tested?
A	Mold, asbestos, and lead are tested by specialized inspectors as a regular part of many real estate contracts.
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Andy Werner & Associates, REALTORŽ, real estate agents and broker for Gaithersburg and Montgomery County Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)

Andy Werner & Associates
RE/MAX Realty Group
6 Montgomery Village Avenue, #200
Gaithersburg, MD. 20879
301-721-0000
301-258-7757
Fax: 301-921-4536
Email: andy@andywerner.com
Andy is a native of Maryland and has been a Montgomery County resident since 1978. He has been serving the real estate needs of people in the Washington DC Metro area since 1989.

Having won numerous awards for his outstanding service, including the RE/MAX Hall of Fame and Lifetime Achievement Awards, Andy understands that selling or buying a home can be an overwhelming experience, requiring a strategy unique to the need of each individual. He listens to you and weighs your needs against your lifestyle choices and financial considerations.

Whether your search is due to personal or corporate relocation, desire for a vacation or retirement home, or for an investment opportunity, Andy will help you find the best value for your money.

www.AndyWerner.com is brought to you by Andy Werner & Associates
NUMBER1EXPERTS™ in real estate for Gaithersburg and Montgomery County, Maryland, luxury homes, foreclosures and investment

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