Gaithersburg and Montgomery County real estate and homes for sale in Maryland, luxury homes, foreclosures and investment - Andy Werner & Associates, REALTORS® Andy Werner & Associates REALTORS(r) for Gaithersburg and Montgomery County, Maryland real estate, luxury homes, foreclosures and investment - NUMBER1EXPERTS™ Andy Werner & Associates NUMBER1EXPERTS(tm) for Gaithersburg and Montgomery County, Maryland real estate, luxury homes, foreclosures and investment
View Contact Information for Andy Werner & Associates, Realtor(r) serving Gaithersburg and Montgomery County, MD in Montgomery County > Pop-Up Window
Click to Email Andy Werner & Associates, REALTOR(r) serving Gaithersburg and Montgomery County, MD in Montgomery County
Login
Site Map
Andy Werner & Associates, REALTORŪ, real estate agents and broker for Gaithersburg and Montgomery County Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are top Real Estate experts. Call us: 301-721-0000


Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
Find Out More >
View All Offers >


"I didn't have to do anything"
"-Mark Patzschke"
Read Quote >
View All Quotes >


Compare three mortgages at one time. Download TripleCalc now. It's free.

Real Estate - Homes - NUMBER1EXPERTS Sell More!
Andy Werner & Associates are some of The Top Selling Real Estate Experts™
Find Out More >
Mortgage Prequalification: Gaithersburg and Montgomery County Maryland home buying, real estate listings, and homes for sale in Montgomery County, MD
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Gaithersburg and Montgomery County REALTORSŪ to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

About You
* Your Name:
* Your Email Address:
Your Street Address:
City:
State:
Country:
Zip/Postal Code:
Phone:

About Your Move
When Are You Moving?
Where Are You Moving?

About Your Home Search
Your Price Range?
Number Of Bedrooms?
Number Of Bathrooms?
Home Size In Square Feet?

Loan Info
Anticipated Down Payment:
Desired Loan Amount:
Total Monthly Income:
Total Monthly Debt Payment:

Additional Info
Please Enter More Details,
Along With Any Comments,
Concerns, Or Questions:
Send Latest Listings: What is this?
Send Latest News: What is this?

*Please note that fields marked with an asterisk are required.


Email Us With Confidence
Quick Response Guarantee >
We Guarantee Your Privacy >
Free & Without Obligation >


Real Estate Tips
Financing Your Home >Your Financial Cushion

When you calculate how much you will need to purchase a home you will add up the down payment and closing costs. It is also a good idea to leave yourself with some financial cushion to cover the incidental expenses associated with moving.

First, you will have to pay the moving company unless you can find friends with strong backs who will help you. Then many buyers plan to do some work, such as painting, replacing carpet, or refinishing floors. If you are moving into a larger space, you may find yourself making some major furniture purchases within a few months of closing.

A financial cushion is important enough that some lenders require buyers to have an amount in the bank equivalent to two or three months mortgage payments. This is especially true for buyers who are putting less than ten percent down. Your real estate agent can give you guidance. A lot depends on your overall financial situation. If your mortgage is a relatively low percentage of your monthly income, you will be able to rebuild a comfortable amount of savings in a few months.

See All Tips In The "Financing Your Home" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What is the fastest-growing state in the U.S.?

A 
Nevada, for the 19th consecutive year, according to 2005 Census Bureau statistics.
See More Real Estate Trivia >

Bank Sales


School Reports
See the nation's top rated reports for Schools in Gaithersburg and Montgomery County >



Get Our Latest Listings Before Anyone Else!
As soon as we list another home for sale, we'll email you. You'll know first.
Name:
Email:

We recommend Village Settlements!
Offices in Montgomery, Prince Georges and Frederick county Maryland.
Find Out More >


Get the Latest Real Estate News, Hot Off the Presses!
If you are buying or selling a home, you need our eNewsletter.
Name:
Email:



Andy Werner & Associates, REALTORŪ, real estate agents and broker for Gaithersburg and Montgomery County Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)

Andy Werner & Associates
RE/MAX Realty Group

6 Montgomery Village Avenue, #200
Gaithersburg, MD. 20879
301-721-0000
301-258-7757
Fax: 301-921-4536
Email: andy@andywerner.com

Andy is a native of Maryland and has been a Montgomery County resident since 1978. He has been serving the real estate needs of people in the Washington DC Metro area since 1989.

Having won numerous awards for his outstanding service, including the RE/MAX Hall of Fame and Lifetime Achievement Awards, Andy understands that selling or buying a home can be an overwhelming experience, requiring a strategy unique to the need of each individual. He listens to you and weighs your needs against your lifestyle choices and financial considerations.

Whether your search is due to personal or corporate relocation, desire for a vacation or retirement home, or for an investment opportunity, Andy will help you find the best value for your money.

ABReProEqual HousingMLSREALTOR


RE/MAX Realty Group real estate and homes for sale in Gaithersburg and Montgomery County Maryland

www.AndyWerner.com is brought to you by Andy Werner & Associates
NUMBER1EXPERTS™ in real estate for Gaithersburg and Montgomery County, Maryland, luxury homes, foreclosures and investment

Read our Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge




USA and Canada Real Estate - NUMBER1EXPERT
NUMBER1EXPERT®
© Best Image Marketing and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed.



This Gaithersburg and Montgomery County Maryland web site is brought to you by Andy Werner & Associates, REALTORŪ















Return to Top > Gaithersburg and Montgomery County luxury homes, foreclosures and investment