Get the Straight Facts About What Can Make or Break the Sale of Your Home. Choose Top REALTORSŪ. We live in world of professionals and specialists. You, no doubt, have a doctor, an attorney, an accountant, dentist - we would like to be your REALTORS. True, you don't necessarily need a REALTOR on a regular basis. I mean, it's not everyday you buy or sell a house, right? But did you know that if you call Andy Werner & Associates, you can get a complete computerized evaluation of your home and the marketplace at any time, with no obligation? Did you know that we are available at any time to answer any questions you may have about Real Estate? Did you know that we make house calls? Even if you are not in the market, you really ought to have a REALTOR, so why not have a whole Team? Call us. We would love to talk more about it. Ask us ANY question about selling your home or property. Or request our FREE in-home presentation of how we would market your property! There's no obligation, and we promise to get back to you quickly... 
First Time Buyers >The Seller May Pay
The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.
One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.
Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.
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Where is the world's oldest pyramid?
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The oldest pyramid is the Third Pyramid of Mycerinus is at El Gizeh, Egypt; it has the largest single block weighing 320 tons. |
 See More Real Estate Trivia > |
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We recommend Village Settlements!
Offices in Montgomery, Prince Georges and Frederick county Maryland.
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