Gaithersburg and Montgomery County real estate and homes for sale in Maryland, luxury homes, foreclosures and investment - Andy Werner & Associates, REALTORS® Andy Werner & Associates REALTORS(r) for Gaithersburg and Montgomery County, Maryland real estate, luxury homes, foreclosures and investment - NUMBER1EXPERTS™ Andy Werner & Associates NUMBER1EXPERTS(tm) for Gaithersburg and Montgomery County, Maryland real estate, luxury homes, foreclosures and investment
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Andy Werner & Associates, REALTORŪ, real estate agents and broker for Gaithersburg and Montgomery County Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are top Real Estate experts. Call us: 301-721-0000


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Don't Forget To Request A Quick Status Report On Any Homes Or Properties That Interest You! 

It can take days, weeks, or longer for changes to appear on web sites. Don't waste your time with less than current information. Request our free Status Report and find out if the homes you are interested in are still on the market, under contract, in escrow, or if the price has been reduced. 

The Status Report that you'll receive by email will also include other important information that has been left out or that is available to us through our professional resources, such as how long the property has been on the market, when it was last sold, what it sold for, and more. 

When you click on any link above, you'll see your chosen site, along with a form at the bottom of your screen. Use this form to request our quick Status Report on any homes or other real estate that interests you. It's free and without obligation. 

Remember: As top Gaithersburg and Montgomery County area REALTORSŪ, it's our job to know more about a property than any web site. Make sure you have the most current information! 



Real Estate Tips
Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

See All Tips In The "Financing Your Home" Category >
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Real Estate Trivia
Q 
What Las Vegas hotel is famous for its casinos and is the largest hotel in the US.?

A 
With 5,012 rooms, the MGM Grand Casino is considered the largest hotel in the US.
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Andy Werner & Associates, REALTORŪ, real estate agents and broker for Gaithersburg and Montgomery County Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)

Andy Werner & Associates
RE/MAX Realty Group

6 Montgomery Village Avenue, #200
Gaithersburg, MD. 20879
301-721-0000
301-258-7757
Fax: 301-921-4536
Email: andy@andywerner.com

Andy is a native of Maryland and has been a Montgomery County resident since 1978. He has been serving the real estate needs of people in the Washington DC Metro area since 1989.

Having won numerous awards for his outstanding service, including the RE/MAX Hall of Fame and Lifetime Achievement Awards, Andy understands that selling or buying a home can be an overwhelming experience, requiring a strategy unique to the need of each individual. He listens to you and weighs your needs against your lifestyle choices and financial considerations.

Whether your search is due to personal or corporate relocation, desire for a vacation or retirement home, or for an investment opportunity, Andy will help you find the best value for your money.

ABReProEqual HousingMLSREALTOR


RE/MAX Realty Group real estate and homes for sale in Gaithersburg and Montgomery County Maryland

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